You’re working hard to build a secure financial future, and create wealth, so it’s important you protect your investment of both time and money. But while most people insure their cars and their homes, any neglect their most important assets of all: themselves! At the end of the day, we want to live as happy and carefree a life as possible. With the right insurance in place protecting the right things, you can do with complete peace of mind.

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SOLID KNOWLEDGE; OUTSTANDING SERVICE
Resilience doesn’t get you everything. Resilience gets you the one thing that means everything to you.

JIM & JANE, BRISBANE

Life

As you build your life, you grow your career, your family, your business… You plan holidays, go back to study, buy a house, dream of your future. As part of these activities (which we often take for granted) comes added responsibility — loan repayments and bills along with a raft of other things. As other people come to depend on you, it’s important you protect them too, and plan for whatever future may lie around the next corner.

One of the most important things we can do for our families — whether we’re single, or raising our own children — is insure our lives. As unpleasant a thought as it may be to think of our loved ones having to go on without us should the worst happen, thinking of them suffering and struggling financially is worse.

Goldenwater can help you find a policy that suits you, and the desires and ambitions you have for your family’s future — no matter what — so you can get on with the business of living your life to the full.

TPD

Total and permanent disability (TPD) insurance is like having a Plan B for your lifestyle and livelihood. If an accident or some other misadventure should befall you and you’re no longer able to work or care for your family as you do now, a TPD policy would have your back.

TPD insurance will ensure your family still has the financial security they need to go on with life, giving you peace of mind as you adapt to life’s changes. It’s particularly important if you’re the sole income-earner.

What’s your vision for your future? Talk to Goldenwater’s TPD insurance experts about the right type and level of cover that will help make it come true—whatever life sends your way.

Trauma

This type of insurance is different to TPD, and gives you a level of additional protection your private health insurance won’t cover.

A “trauma” may be the result of an accident or some other event that will not disable you permanently, but will need long-term recovery and rehabilitation, and additional expenses that fall outside the realms of your private health cover.

Should you be faced with such an experience, trauma insurance gives you a lump sum payment that will help pay medical and other related costs so you and your family can recover fully, and get back to a normal life as quickly as possible.

The Goldenwater team are here to help you find the right protection for you and your family’s security.

Income Protection

Most families will have one or two streams of income, but dozens of different expenses. But an income can stop; expenses never do.

If, for whatever reason, you find your income stops, depending on your savings, you may soon find yourself in dire straits

The Goldenwater mantra is “Build Your Ark”. In other words, by preparing for adversity well in advance, we’ll be better able to weather the storms. Sound financial management includes protecting your income stream, as well as your physical and material assets.

Goldenwater partners with the industry’s leading insurance service providers to give you the best and most informed choices about protecting your income, and your lifestyle.

Mortgage Protection

Mortgage protection insurance is another way to protect one of your most significant assets—your home. If you have a loan secured against your home, and you were suddenly unable to make your repayments, your mortgage protection insurance could help you meet your obligations while you get your life back on track.

Many lenders offer mortgage protection insurance to their borrowers, which they include in their annual fees. However, this insurance generally protects the lender from the possibility of your defaulting—not you—and they can still start recovery proceedings against you. Taking out private mortgage insurance is a way to protect yourself and give yourself some breathing room should life not go exactly as you planned it.

Talk to Goldenwater’s expert team about whether mortgage protection insurance would be an effective part of your financial management and protection strategy.

LENDING SOLUTIONS THROUGH PARTNERSHIP

Our hand-picked lenders and service providers range from big-brand banks and well-established mortgage managers, to private lending institutions and the latest digital disruptors. In each case, we work closely with our providers in the single-minded pursuit of one goal: creating a tailored solution that supports the results our client wants.

NEED AN EXPERT ON YOUR SIDE?

If you’ve had enough of the financial run-around and you want to see real results that are based on your goals, then get in touch with us today. We’ll be with you all the way.

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