Cash flow finance is a great option to help you get through the tough times, take advantage of new opportunities, or spread out a seasonal expense (like extra staff, or a tax bill). It can help you speed up your profit and cash cycles, putting more profit and cash into your business.
Available to established businesses, this form of finance is generally for smaller amounts — between $5000 and $100,000 — with terms from six months to two years. The application process is straightforward and businesses can have funds available within 24-48 hours.
This type of finance might suit you as a short-term solution, or form a part of your ongoing cash management strategy. Talk to us today about whether this could be a good solution for your business, and how best to take advantage of the opportunities it presents you.
Debtor finance can be an excellent cash flow management solution as part of your business’s overall financial strategy. It’s ideal for businesses that offer trade credit terms, as you can get paid immediately upon issuing customer invoices. Debtor finance also gives you the option of leaving any debt collection to your lender — one less job for your admin team to deal with.
As a form of unsecured finance, you don’t have to tie up personal or company collateral, nor is there any capital repayment. You can also use debtor finance jointly with your existing overdraft, and the facility can grow with your business.
We can help you identify whether debtor finance would be a good fit for your business, and source a reliable lender who’ll look after you, and your clients.
Trade finance is the opposite number to debtor finance. It’s designed specifically for trading businesses, for both domestic and international transactions, to help fund the purchase of additional supplies or stocks.
Again, this is an unsecured form of finance, so you don’t have to provide collateral or real estate security. It can be an ideal means to help you scale-up your business, funding the added inventory you need to support your growth.
As with all finance, it’s important to make sure you manage it as part of an overall strategy, and choose a lender who understands your business needs. At Goldenwater, we have a breadth of business and finance knowledge, and can help you not only source finance, but also make sure you have a solution that suits your immediate needs, and your long term goals.
Property development is an excellent way to build up wealth and a property portfolio. It may be as simple as buying an ageing property and developing the site, or building residential or commercial premises on a “greenfield” site.
It’s a strategy that is becoming increasingly popular; however, its one that can be difficult to finance through traditional banking channels.
We pride ourselves on thinking outside the square. We’ll work with you develop your business case, and help you identify non-traditional lenders that understand the property development industry, its risks, and its rewards. At Goldenwater, we’ll guide you through our easy-to-follow process, and help you understand everything you need to make your project a success.
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If you’ve had enough of the financial run-around and you want to see real results that are based on your goals, then get in touch with us today. We’ll be with you all the way.