Goldenwater’s residential lending experts can help you cut through the financial clutter to find a solution that will help you achieve your immediate goals, and plan for your future too. We’ve also got an excellent track record of helping people at the ‘trickier’ end of the market, with things like low-doc and non-conforming loans.


We are very pleased with the knowledge and service you provided. The application process was a breeze! We were well informed every step of the way. Thank you so much for your outstanding work.

Lee & Jessica

Owner Buyer

Shopping for a new home is an exciting prospect. But it’s also a daunting one.

What questions should you be asking about finance, about the property? Have you missed anything? What’s in the fine print?

How much of a difference would it make to you to have an experienced advisor by your side? Someone who understood what you were trying to achieve, and could help you develop — and implement — a strategy for achieving it?

At Goldenwater, we listen to you, and help you build a strategy for achieving your goal — a house you can call home, with the peace of mind that you’ve got the best finance solution available.

Our support doesn’t end there. We’re here to share your journey, coaching you through wins and challenges alike with ongoing strategies that help you learn, grow, and adapt along the way.

Investment Property

Investing in property is a time-honoured way to build wealth and create more financial freedom for you and your family. As well as building wealth through capital growth, investment property can give you an additional, consistent source of income from rents.

However, buying and managing investment property brings its own set of challenges. Whether you’re starting out in investment property, or a veteran with an established portfolio, having a dedicated team of finance experts on your side will make all the difference.

We’ll help create a strategy to achieve your goals, then work with you to put it into place, analysing opportunities and sourcing finance solutions that will earn their keep. At Goldenwater, we play the long game. We’ll stick with you through the ups and downs, and help you make effective decisions that will unleash your investment potential.


For many of us, life isn’t a smooth ride. There are bumps on the road — like unpaid bills from years before you moved, or a decision to leave your job for your own enterprise, or even a bankruptcy you’ve worked hard to discharge.

Not every lender understands this — even when you’re clearly on a path toward a better future.

At Goldenwater, we believe everyone deserves a fair go, even if on paper their circumstances don’t tick all the usual boxes. We’ll fight for your right to pursue your goals, and help you build a strong case for finance so you can march on with confidence.

Our specialist lenders know, like we do, that failure doesn’t come from falling down, but from staying down. Together, we’ll give you the hand up you need to achieve your goals, in business, and in life.

Self-Managed Superannuation Funds

The number of self-managed superannuation funds has skyrocketed since rules around their administration were relaxed, and more people choose to take control of their retirement planning. Having a self-managed superannuation fund (SMSF) gives you more control over what to invest in, and can have more benefits for the funds’ members.

However, investing through an SMSF is different to simply borrowing in your own name, and requires expertise and planning.

Goldenwater’s expert understand the complexities of investing and borrowing through SMSFs, and will guide you through every step, from planning through to execution, so you can maximise the benefits to your fund, and its members.


Our hand-picked lenders and service providers range from big-brand banks and well-established mortgage managers, to private lending institutions and the latest digital disruptors. In each case, we work closely with our providers in the single-minded pursuit of one goal: creating a tailored solution that supports the results our client wants.


If you’ve had enough of the financial run-around and you want to see real results that are based on your goals, then get in touch with us today. We’ll be with you all the way.